Summary
Filters that match how applications are actually refused.
The search takes the criteria that decide the outcome — credit score, ITIN, cosigner, hard or soft pull — so the shortlist is lenders you could plausibly get, and the eligibility check runs before anyone pulls credit.
What it is
An MCP server over LenderWiki's database of US consumer lenders. Four tools search, profile, compare and pre-screen against rates, fees, eligibility rules, customer reviews and regulatory history.
What you get
- Lenders searched by state, type, credit score, ITIN acceptance, cosigner, loan amount, product type, APR and credit-check type
- A full lender profile: products, rates, eligibility, reviews, regulatory status
- Two to five lenders compared side by side in one table
- A preliminary eligibility check against a borrower's financial profile
Requirements
A recent Node, and a LenderWiki API key in the client config. Sign-up is free and the free tier allows 1,000 requests a day.