find_lendersLABSCO SUMMARY
Filters that match how applications are actually refused.
The search takes the criteria that decide the outcome — credit score, ITIN, cosigner, hard or soft pull — so the shortlist is lenders you could plausibly get, and the eligibility check runs before anyone pulls credit.
What it is
An MCP server over LenderWiki's database of US consumer lenders. Four tools search, profile, compare and pre-screen against rates, fees, eligibility rules, customer reviews and regulatory history.
What you get
- Lenders searched by state, type, credit score, ITIN acceptance, cosigner, loan amount, product type, APR and credit-check type
- A full lender profile: products, rates, eligibility, reviews, regulatory status
- Two to five lenders compared side by side in one table
- A preliminary eligibility check against a borrower's financial profile
Requirements
A recent Node, and a LenderWiki API key in the client config. Sign-up is free and the free tier allows 1,000 requests a day.
Setup effort
Build from source — git clone https://github.com/lenderwiki/mcp-server.git
USE CASES
01
Shortlisting lenders you would actually qualify for
Search on your real numbers, then run the preliminary eligibility check on the ones that survive.
02
Shopping around without a hard credit pull
Filter to lenders whose credit-check type is soft, so browsing does not cost you points.
03
Reading a lender properly before applying
Pull the full profile — rates, fees, eligibility, reviews and regulatory history in one place.
04
Choosing between the final few
Put two to five of them in one comparison table rather than holding the differences in your head.
05
Finding options for a borrower with thin credit history
Filter on ITIN acceptance, cosigner allowance and no-credit-history products, then check eligibility.
4 tools
Listed in project docs. Your client may show a different list.
get_lender_profilecompare_lenderscheck_eligibilityBEFORE YOU INSTALL
What to know first
Tools you get
4 tools named in the project's documentation.
Requires
LENDERWIKI_API_KEY in your environment
Where it runs
All 3 documented clients run the server on your machine.
INSTALLATION
Connect your client
Server setup
TERMINAL
git clone https://github.com/lenderwiki/mcp-server.git
cd mcp-server
npm install
npm run buildMCP Clients
Claude Desktop, Cursor, Windsurf
JSON
{
"mcpServers": {
"lenderwiki": {
"command": "node",
"args": [
"<YOUR_PATH_TO_MCP_SERVER>/dist/index.mjs"
],
"env": {
"LENDERWIKI_API_KEY": "<YOUR_LENDERWIKI_API_KEY>"
}
}
}
}
