LABSCO SUMMARY

Incorporation and the bank account that follows it, on one surface.

Most formation services stop at the certificate; this one keeps going into the accounts, cards and transfers a new company needs in its first month. It is a hosted business service reached through a local command, so everything it does happens inside a Lovie account you own.

What it is

The Lovie company formation service exposed over MCP. It runs as a local stdio server launched with npx lovie, and covers both incorporation and the business banking that follows it.

What you get

Company formation: check name availability, set the state and entity type, add shareholders, pay the filing fee, generate the certificate
Bank accounts: open checking, savings or wallet accounts, read balances, freeze and unfreeze, close
Cards: issue virtual or physical cards, set spending limits, freeze, unfreeze, cancel
Payments: transfer between accounts, deposit funds, withdraw from a wallet
Invoicing, alongside the accounts the invoices get paid into

Requirements

A Lovie account. Install the package globally and run lovie login, which opens a browser to authenticate - until that is done, the server offers a single tool whose only job is to tell you to log in.

Setup effort

One command — npm install -g lovie

See installation options

USE CASES

01

Incorporating without leaving your editor

Check the name is free, pick the state and entity type, add the shareholders and pay the filing fee - the certificate comes back at the end of the same thread.

02

Opening the accounts a new company needs

Once the entity exists, create checking, savings or wallet accounts and read balances back without a separate banking login.

03

Issuing a card with a limit on it

Issue a virtual or physical card, cap what it can spend, and freeze it the moment something looks wrong.

04

Moving money between the company's own accounts

Transfer between accounts, deposit funds, or withdraw from the wallet, described in words rather than assembled in a banking interface.

1 tool

Counted once with only startup setup. Other versions, modes or optional credentials may expose a different list.

`lovie_auth_required`

The user is not authenticated with Lovie. Tell them to run npx lovie login in their terminal to authenticate, then restart the MCP connection. All Lovie tools (company formation, banking, cards, invoices) will become available after login.

BEFORE YOU INSTALL

What to know first

Tools you get

1 tool when we connected.

Requires

npx on PATH
Node.js 18+

CONTEXT COST

Light Standing cost

Rated by the size of the one tool definition that rides along on every turn

INSTALLATION

Connect your client

Server setup

npm

TERMINAL

npm install -g lovie

Hosted endpoint

ENDPOINT URL

https://mcp.lovie.co/mcp/mcp

Add this hosted endpoint to your MCP client.

MCP Clients

Claude Code

CLAUDE CODE · TERMINAL

claude mcp add --scope user lovie npx lovie

Cursor, Windsurf, Claude Desktop, Replit

JSON

{
  "mcpServers": {
    "lovie": {
      "command": "npx",
      "args": [
        "-y",
        "lovie"
      ]
    }
  }
}

VS Code

VS CODE · JSON

{
  "servers": {
    "lovie": {
      "command": "npx",
      "args": [
        "-y",
        "lovie"
      ]
    }
  }
}

Lovable, Manus