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RateSpot

Ask about live US mortgage rates, compare loan products and calculate payments — with results saved as CSV you can download.

by zad0xlik ↗Real Estate & PropertyCommunity

LABSCO SUMMARY

Rate queries end in a file, not a wall of text.

A rate comparison is a table, and the useful version of it is one you can open in a spreadsheet — asking for CSV saves the file locally and returns a working download link, which is why the file-management tools exist alongside the rate ones. Streaming mode exists because a full rate sweep can outlast a normal tool call, and it hands back a handle instead of failing.

What it is

A server on the RateSpot API that brings real-time mortgage rates into a conversation. Beyond rates it compares loan products, calculates monthly payments, searches foreclosure listings, and writes any result to a CSV file with a download link rather than leaving it as text in the reply.

What you get

  • get-mortgage-rates returns current rates for a scenario — ZIP code, credit score, property value, down payment
  • compare-loan-products puts loan products side by side; calculate-monthly-payment breaks down the payment
  • get-streaming-results retrieves a long-running request's results, so a slow query returns a handle instead of timing out
  • Any tool asked for format="csv" saves a timestamped file and hands back a link; list-saved-files, get-download-link and delete-csv-file manage them
  • analyze-csv-file, get-file-summary and compare-csv-files read the saved output back
  • Foreclosure listings search with interactive map display

Requirements

A RateSpot API key — sign up free at app.ratespot.io and copy the key from Account Settings. The simplest install is the Desktop Extension: download the .dxt file from the repository's releases, double-click it into Claude Desktop, and paste the key when prompted; no Node.js, terminal or config file involved. Alternatively, clone the repository and run npm install then npm run build. The local file server for CSV downloads listens on port 3001.

Setup effort

Follow the published steps