get-mortgage-ratesLABSCO SUMMARY
Rate queries end in a file, not a wall of text.
A rate comparison is a table, and the useful version of it is one you can open in a spreadsheet — asking for CSV saves the file locally and returns a working download link, which is why the file-management tools exist alongside the rate ones. Streaming mode exists because a full rate sweep can outlast a normal tool call, and it hands back a handle instead of failing.
What it is
A server on the RateSpot API that brings real-time mortgage rates into a conversation. Beyond rates it compares loan products, calculates monthly payments, searches foreclosure listings, and writes any result to a CSV file with a download link rather than leaving it as text in the reply.
What you get
get-mortgage-ratesreturns current rates for a scenario — ZIP code, credit score, property value, down paymentcompare-loan-productsputs loan products side by side;calculate-monthly-paymentbreaks down the paymentget-streaming-resultsretrieves a long-running request's results, so a slow query returns a handle instead of timing out- Any tool asked for
format="csv"saves a timestamped file and hands back a link;list-saved-files,get-download-linkanddelete-csv-filemanage them analyze-csv-file,get-file-summaryandcompare-csv-filesread the saved output back- Foreclosure listings search with interactive map display
Requirements
A RateSpot API key — sign up free at app.ratespot.io and copy the key from Account Settings. The simplest install is the Desktop Extension: download the .dxt file from the repository's releases, double-click it into Claude Desktop, and paste the key when prompted; no Node.js, terminal or config file involved. Alternatively, clone the repository and run npm install then npm run build. The local file server for CSV downloads listens on port 3001.
Setup effort
Follow the published steps
USE CASES
Getting today's rates for a specific borrower profile
Give the ZIP, credit score and loan size and read the rates back.
Deciding between two loan terms
Compare the products side by side rather than opening two calculators.
Taking the numbers into a spreadsheet
Ask for CSV, then grab the download link for the saved file.
Handling a query that takes too long to return inline
Let it run in streaming mode and collect the results when they land.
10 tools
Listed in project docs. Your client may show a different list.
compare-loan-productscalculate-monthly-paymentget-streaming-resultslist-saved-filesget-download-linkdelete-csv-fileget-file-summaryanalyze-csv-filecompare-csv-filesBEFORE YOU INSTALL
What to know first
Tools you get
10 tools named in the project's documentation.
INSTALLATION
Connect your client
Server setup
Download ratespot-mcp-2.0.3.dxt, the Desktop Extension, from the repository's latest release (https://github.com/zad0xlik/ratespot-mcp/releases/latest/download/ratespot-mcp-2.0.3.dxt)
Double-click the downloaded .dxt file to install it into Claude Desktop
Enter your RateSpot API key when prompted — sign up free at https://app.ratespot.io and copy the key from Account Settings