A bridging loan quoted at a monthly rate looks cheap and rarely is; the arrangement fee and the interest across the actual term are what determine whether it works. A calculator that returns the total is answering the question a borrower has rather than the one the product literature answers. Stamp duty is the other genuinely fiddly one, with bands and surcharges that vary by regime. Two things to be clear on: these are calculators, so the output is only as current as the rules encoded in them, and this is a lender's own tooling — it computes figures, it does not constitute advice about whether a product suits anyone.
Three UK property-finance calculators: stamp duty across the England and Northern Ireland regimes, a bridging-loan total cost, and a high-net-worth mortgage qualification check.
- uk_stamp_duty_calculator computes duty on a property purchase for the England and Northern Ireland rules.
- uk_bridging_loan_calculator returns the full cost — total interest and arrangement fees together — rather than a headline rate.
- fd_hnw_mortgage_qualification checks whether an applicant meets the high net worth criteria, which changes which lending rules apply to them.
Nothing to supply.
One command — npx -y @foxdavidson/property-mortgage-mcp